The words of which the initial letter is capitalized have meanings defined under the following conditions.
The following definitions shall have the same meaning regardless of whether they appear in singular or plural form.
Definitions
For the purposes of this Disclaimer:
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Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to Apna Scheme.
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Service refers to the Website.
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You means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
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Website refers to Apna Scheme, accessible from https://apnascheme.com.
General Disclaimer
The information provided by the Service is for general informational purposes only.
While We strive to keep the content accurate, complete, and up to date, Apna Scheme makes no warranties of any kind—express or implied—about the accuracy, reliability, availability, or suitability of the information contained on this Website.
Any action You take based on the information found on this Website is strictly at Your own risk. The Company will not be liable for any losses or damages, whether direct, indirect, consequential, or incidental, arising from the use of Our Website or reliance on the information provided.
Apna Scheme is not an official government website and does not represent any government entity. We publish updates, news, and information about government schemes and programs in Pakistan for educational and informational purposes only. For official and verified information, please refer to the respective government departments or their official portals.
External Links Disclaimer
The Service may contain links to external websites that are not provided, maintained, or affiliated with the Company in any way.
Please note that Apna Scheme does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any link does not imply recommendation or endorsement of the views expressed within them.
When You leave Our Website, please review the Privacy Policy and Terms of Service of any other website that You visit, as their policies may differ from Ours.
Errors and Omissions Disclaimer
The information provided on this Website is for general guidance only. While We take every effort to ensure accuracy and currency, errors can occur, and laws or regulations may change over time.
The Company is not responsible for any errors, omissions, or results obtained from the use of this information.
Fair Use Disclaimer
This Website may contain copyrighted material that has not always been specifically authorized by the copyright owner. Such material is made available for purposes such as education, research, commentary, or news reporting.
We believe this constitutes “fair use” under Section 107 of the United States Copyright Law.
If You wish to use any copyrighted material from this Website for purposes beyond fair use, You must obtain permission from the copyright owner.
Views Expressed Disclaimer
The Service may contain the personal opinions and views of authors, which do not necessarily reflect the official policy or position of Apna Scheme or any affiliated organization.
Comments made by users are their sole responsibility. Users will bear full responsibility and liability for any defamation, litigation, or consequences resulting from content they post. The Company reserves the right to remove any user comments for any reason.
No Responsibility Disclaimer
The information provided on this Website is not intended as a substitute for professional advice. The Company is not engaged in rendering legal, financial, tax, or other professional services. Always seek advice from qualified professionals before making any decisions based on information from this Website.
“Use at Your Own Risk” Disclaimer
All information on the Website is provided “as is”, without warranties of any kind, either express or implied. The Company disclaims all liability for any decisions made or actions taken in reliance on the information provided on the Service.
Consent
By using Our Website, You hereby consent to this Disclaimer and agree to its terms.
Updates
We may update, amend, or make changes to this Disclaimer at any time. Any updates will be posted on this page with an updated “Last Updated” date. These changes are effective immediately upon posting.
Last Updated: October 21, 2025
Contact Us
If You have any questions about this Disclaimer, You can contact Us:
By email: support@apnascheme.com
By visiting this page: https://apnascheme.com/contact-us