Disclaimer
Please read carefully before using this website
1. Independent Website — Not Government
Apna Scheme Tool (apnascheme.com) is an independent informational website created and maintained by Muhammad Mehtab, a blogger based in Lahore, Pakistan.
We are NOT affiliated with, endorsed by, sponsored by, or connected to:
- Government of Punjab
- Government of Pakistan (federal)
- Agriculture Department Punjab
- PSDF, PHATA, BISP, Social Welfare, or any public agency
2. Information Accuracy
Content is based on publicly available announcements, official portals, and news. Schemes change without notice (dates, income limits, land acres, registration windows). Always confirm on official websites before applying or paying anyone.
We strive for accuracy but do not warrant that all information is complete, current, or error-free.
3. No Professional Advice
Nothing on this site is legal, financial, tax, medical, or immigration advice. For overseas employment (Parwaaz), follow embassy rules and licensed recruiters. Consult qualified professionals when needed.
4. Eligibility Tools — Estimates Only
Online checkers show whether you may meet basic published criteria. They are not government decisions. Balloting, record verification, and department approval are separate.
5. User Data Statement
Eligibility forms: We do not store your eligibility answers in our database and we do not share them with third parties. See Privacy Policy.
Contact messages: Only stored if you voluntarily contact us — for reply purposes only.
6. External Links & Official Portals
- Agriculture Punjab: agripunjab.gov.pk
- Parwaaz: parwaaz.psdf.org.pk
- Himmat Card: dpmis.punjab.gov.pk
- Apna Ghar: acag.punjab.gov.pk
- Dhee Rani: cmp.punjab.gov.pk
- Green Tractor: gts.punjab.gov.pk
7. Third-Party Advertisements
If ads appear (including Google AdSense), they are provided by third-party networks. We do not control ad content. Report concerns to the ad provider.
8. Limitation of Liability
Muhammad Mehtab and Apna Scheme Tool shall not be liable for losses, missed opportunities, fraud by agents, or damages from using this site. Use at your own risk.
9. Contact
Muhammad Mehtab — bossmehtabshab@gmail.com | Contact