CM Khidmat Card scheme was started in December 2016. It is the best social initiative for low-income families to provide them with financial support and social protection, especially for widows, children in need, and persons with disabilities. Many people are searching for how to register, apply online, and check eligibility for this government programme.

What is the Pakistan Khidmat Card?
The welfare card was introduced by the Punjab government to reduce the poverty level, providing access to health facilities, cash assistance, and skill development support. It promotes social protection in Pakistan.
This program is directly managed by the Punjab Social Protection Authority(PSPA). And they ensure the transparent distribution of funds to eligible recipients via bank transfer and ATM cards. Approximately
Latest Update about Khidmat Card
This program is modified with a new eligibility rule and a simplified registration process. Applicants can be registered through the online PSPA portal or by visiting the Khidmat Markaz across Punjab.
Some key updates are here:
- ATM-enabled cards for direct cash withdrawal.
- Special allowance for widows and disabled persons.
- Digital verification from NADRA.
- In addition, the Sehat Sahulat Card is also provided for free health care.
- Quarterly cash installment is also available for eligible families.
Eligibility Criteria for Khidmat Card 2025
The government has set some criteria to become eligible are given below:
- Must be a resident of Punjab.
- Registered with NADRA.
- Household income should be below the threshold level.
- Orphans, widows, and disabled persons are prioritized.
- Families that are already receiving the BISP 8171 or Ehsas Support are also eligible.
- Family income must be less than 25,000/RS. per month.
Documents Required for Application of khidmat card
Here is the list of documents required for your registration process.
- CNIC of the applicant
- Disability certificate
- Proof of income(if applicable)
- Family Registration Certificate(FRC)
- Death certificate of Husband(for widows)
Pakistan Khidmat Card Registration Process 2025
If you also want to benefit, then read the following procedure carefully:
Step 1: Check Eligibility
One can benefit on the basis of eligibility. Before applying, make sure you check the criteria for registration. The families with low PMT scores registered in the NADRA and BISP databases are served.
Step 2: Visit the Official Portal
For your ease, PSPA has made an online portal. Go and visit the Punjab Khidmat Card Online Registration Portal.
Step 3: Fill Out the Application Form
Basic information is required for verification, so you have to provide details such as:
- CNIC number
- Household Information
- Family Income
- Disability(if applicable)
Step 4: Verification Process
NADRA and PSPA check if you are eligible.
Step 5: Receive Your Card
If you meet the eligibility criteria, you will be notified via SMS through your registered mobile phone number. You can collect your card through your nearest bank or Khidmat Card centers.
How to Apply Online for Khidmat Card 2025
The online registration makes it simple and easy to apply, so the description of the online application is given below:
- Visit the official online portal of PSPA Khidmat Card.
- Click the registration form to start the process.
- Put your CNIC and personal details.
- Upload the required documents.
- Apply and wait for a confirmation SMS.
How to Check Khidmat Card Balance Online
The applicant can check the balance by:
- ATMs (insert card and enter the PIN)
- Bank helpline numbers
- SMS notification after each transaction
Khidmat Card Helpline Number
For support and complete guidance, applicants can call the Khidmat Card Helpline Center:
- PSPA Helpline: 042- 111- 333- 267
- Visit the nearest Khidmat Center in your district.
Key Benefits of the Khidmat Card 2025
This is not just about the money transfer; some welfare benefits are as follows:
- Financial Assistance: Payment is directly transferred to the beneficiary account.
- Health Coverage: Under the Sehat Sahulat program, cardholders get free health care services.
- Skill Development Programs: Youth from poor families can enroll in digital training programmes.
- Education Support: Special scholarships are provided to the children of low-income families.
- Disability Support: Special allowance is provided to disabled persons for buying their assistive devices.
Khidmat Markaz Centers Across Punjab
The Government develops a Khidmat Center for the following purposes:
- Complain resolution
- Card distribution
- Guidance for new applicants
- Application submission
Challenges & Improvements in 2025
Plans for the future include increasing the eligibility criteria, payment amount, and providing assistive devices to disabled people. It became a blessing for families, but here are some challenges that remain:
- Lack of awareness in backward areas
- Delay in the verification process due to data mismatch
- Issues in online application
Conclusion
The Khidmat card is a major step toward social welfare in Punjab. Easy registration process, online application, eligibility checks, and key benefits make it easy for thousands of families to live a good life.
If you are eligible and meet the criteria, don’t delay, go and read the instructions carefully. To become a beneficiary for your family and your own educational support by registering yourself with the Khidmat Card scheme.